The process of estate planning inevitably raises some difficult emotional and personal issues. Others, particularly those you love, will be affected by the plans you make now and will be expected to exercise their own judgment once you are gone. Estate planning comprises three major areas: planning for incapacity, directing your wealth, and minimizing taxes.

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Probate is the court-supervised administration of an decedent’s estate. When an individual passes away, the personal representative handles the transition of their assets and pays any debts and taxes. The Executor is the personal representative named in a Last Will and Testament. If the decedent did not have a Last Will, the Iowa Code determines who the personal representative will be.

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Medicaid is a health program for individuals with low income and few resources. It pays for medical and dental coverage and can also pay for the cost of housing an individual in a residential care facility.

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An individual who is a minor or who is incapacitated may need to have a court-supervised relationship established so that another person can assist with medical and financial needs.

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Social Security disability benefits are available to an individual who has a mental or physical impairment that prevents him or her from working. If you have a medical condition that has lasted – or expected to last – more than a year which prevents you from doing any work, you may be eligible for Social Security benefits.

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Real estate law is a branch of civil law that covers the right to possess, use, and enjoy land and the permanent man-made additions attached to it. Real estate law directly or indirectly impacts most of us on a daily basis, affecting homeowners, renters, landlords, home buyers and home sellers.

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Our firm represents local, regional, and national property management companies and ownership entities in both residential and commercial lease and contract drafting, the development of management policies and procedures, and facilitates compliance with state and federal housing laws and regulations. In addition, our firm represents landlords and tenants in lease and tenancy related litigation.

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As a small business owner, you have dedicated a great deal of time and money to your business and its success. Your hard work and expertise have been the driving force in your business’ prosperity. You want to continue your success and thrive in the future.

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